Providing insurance coverage for everything you expect, with peace of mind for everything you don’t.
Medicare Coverage
The Medicare program and available plan options change every year. Whether you’re brand new to Medicare or have been enrolled for years, it’s important to make sure these changes fit in line with your medical needs.
WHAT WE CAN DO FOR YOU….
- Continue to educate and update our clients on the ever changing Medicare program.
- Annual reviews to identify potential reasons to adjust coverage
- Explore multiple plan options in multiple states
Life Insurance
Life insurance is essential in making sure our families and loved ones aren’t stuck with the burden of financial loss when death occurs. May of our clients want protection that includes the cost of a mortgage, college tuition and other debts that may be difficult to pay in case of an untimely death. Whether you need these types of protections or simply just want coverage to handle final expenses, we can design a package that will give you and your loved ones peace of mind.
WHAT WE CAN DO FOR YOU….
- Determine which type of coverage is needed (term life, whole life, universal life, etc.)
- Explore 20+ insurance carriers to accomodate every possible underwriting method to get the lowest rates available.
Homeowners Coverage
For most, your home is your most valuable asset and the place you are most comfortable. If the worst happens, you need to know that your insurance will get things back to normal. Protecting everything from your home, clothes, jewelry or liabilities from someone being injured while visiting, the proper coverages will allow you to sleep easy at night.
WHAT WE CAN DO FOR YOU….
- Shop the ever changing market to get homeowners quotes that fit in line with their budget and needs.
- Manage the confusion of switching homeowners insurance when included in mortgage escrow.
- Design specific policies for all kinds of dwellings and structures.
Auto Coverage
With the rising cost of auto insurance, it has never been more important to make sure you’re getting quality coverage at an affordable price. We represent multiple companies that we use to find coverage to suit your needs. Whether you’ve just purchased a new car or your current insurance rates have increased, we can build your policy to protect you without breaking the bank.
WHAT WE CAN DO FOR YOU….
- Review your existing coverage for free to ensure it’s up to date with applicable state laws and current market trends.
- Run quotes with multiple insurance carriers and shop to best coverage for the price.
Commercial Insurance
Businesses are always changing and adapting. Businessowners need insurance that does the same. With prompt service and access to a large array of insurance carriers. we deliver coverage wherever and whenever it is needed. We pride ourselves with being face to face with businessowners whenever possible to guide them through the difficulties their insurance may present. We offer all lines of coverage from property, auto, Workers’ Compensation, professional liability and umbrella policies.
WHAT WE CAN DO FOR YOU….
- Customize your insurance program to fit the unique needs of your business.
- Provide onsite consultation on your commercial insurance needs, including business succession planning and employee coverage.
Retirement Planning
Retirement can be an exciting but scary time in your life. You may have questions like “Will I have enough income for the rest of my life?” or “How can I keep my retirement savigs safe in a volitile market?” or “How can I plan for future health or medical problems?”… We have answers and solutions for these concerns and WE DON’T CHARGE A FEE for this guidance. We’re ready to help you get to that finish line.
WHAT WE CAN DO FOR YOU….
- Perform an in depth needs analysis and provide a report along with recommendations.
- We have access to multiple companies that provide various products designed safety in retirement.
Benefit Reliance Group, LLC
60 Hill Pointe Ct, Suite 102
Saint Charles, MO 63303
1-888-552-0312
WHAT OUR CLIENTS HAVE TO SAY
Our licensed agents are on stand by to answer your questions and get you covered.
1-888-552-0312
If you are inquiring about Medicare Advantage plans, please note that we do not offer every plan available in your area. Currently we represent 12 companies that offer 63 plans in your area. For a complete list of available options in your area please contact 1-800-MEDICARE, Medicare.gov or your local State Health Insurance Program (SHIP).